Here you have a guide line and information about Financial Advice, based on the average terms that banks use when providing loans or mortgages. We are experts on finding those properties with low deposits, high mortgages and special conditions to offer the easy way to buy property in Spain.

Financial Advice and Mortgages
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Talk to our Financial Advicer and get the best choice of Spanish mortgages in Spain. Normally up to 80% of the purchase price of the property and in some special cases even 100%

Some points to consider:

1. Interest rates are lower in Spain at the moment
2. No need to re-mortgage your main home
3. Set up costs equal approximately 4% of the amount advanced
4. Sterling would need to be converted into euros and transferred
to your Spanish bank.

Should you be advised or decide to obtain a Spanish mortgage we can help. We have professional financial advisers in Spain able to offer mortgages at very competitive rates.

You will need to provide proof of earnings – if you are employed, passport, six months pay slips showing you are able to make the repayments and your P60.

If you are self employed - passport, three years accounts and the latest tax statement.

We are aware that everyone's circumstances are different.

We are able to give you in-house financial advice as we collaborate with many Spainish banks.
We have many packages to suit individual needs.

 

If you wish to have a chat to us about mortgages, please do not hesitate in ringing us:
0034 648 504 971

or e.mail us: finances@spanishbest.com

 

Application Documents:

Identification Requirements
- Passport
- NIE Certificate (if available)
Salary Information
Employed;
- Latest P60
- Last three months payslips
- Last six months Bank Statements
Self Employed;
- Latest Tax Return (SA302 form)
- Last two years Accounts
- Last six months Bank Statements (personal)
Credit Reference Agency
- Experian Credit Report (available at www.experian.co.uk)
- Equifax Credit Report (available at www.equifax.co.uk)
(Please note we will require a Full Credit Report)
Property Information
- Copy of Purchase Agreement (signed)
- Copies of receipts for all payments made (deposits)
- Copies of Bank Guarantee’s
- Nota Simple (if available)

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